Have More Money
(Last updated: January 21, 2010)

I have gathered information on three main areas that can help you have more money. This information will provide you with numerous money making and money saving opportunities.

The first topic has ideas for various types of small business firms you can start. The second topic shows other ways to earn extra cash. The third topic explains how to reduce your living expenses in various categories.

Here are the topics:

Ideas for a small business
Ways to earn extra cash
Reducing your living expenses

Regardless of the economy, there are always ways for ambitious people to have more money. However, you might have to change how you approach life. I mean things like working in a different job, trying new ideas, or even changing your life style.

When we get used to things being a certain way, it usually is difficult to make changes. However, change is what life is all about. If you aren't willing to adapt to new circumstances, life might give you some unpleasant surprises.

After you have reviewed the information in this Have More Money section, you may wish to explore other sections and standard pages in this website. See the overviews and links in the Table of Contents.

IMPORTANT

Before using this information to have more money be sure to read the following notice: Disclaimer

Ideas for a small business

One of the best ways to choose a business idea is to turn one of your pleasures or skills into a business.

Each of the following links takes you to the jumping off point for a group of business ideas that share a certain theme. See if you are interested in any of these themes:

Start a Business Doing Emergency Handyman Services -- These business ideas require handyman skills and equipment, and a willingness to tackle emergency jobs.

Start a Business Using a Computer and Your Expertise -- Great ideas for techno wizards.

Start a Business Using Your Pickup or Van -- These business ideas require use of a pickup truck or van, but only ordinary skills. They are most suited for people inclined toward physical activities.

Start a Business Using Your Skills and Equipment -- These business ideas require specific skills and the related equipment.

Start a Business Working at Home -- Would you like to stay at home while earning a living? Here are some ideas you can use.

If you have trouble selecting a suitable business idea, go to the Ideas for a small business by category topic on another page.

If you don't have any experience in planning, starting, or running a business, you may wish to review the following pages before trying to use any of the above business ideas.

Business Plan for Simple Services
Outside Information and Publications
Vital Guidelines for Novices

Ways to earn extra cash

You may believe there are no jobs available to you. Regardless of the economy, there are always needs and desires (and people willing to pay something to get them satisfied). It's just a matter of finding jobs that other people haven't filled yet. Some jobs may not pay much. However, something usually is better than nothing.

Following are some ways to earn extra money. See if you are interested in any of them:

Get a Part-Time Job -- A part-time job leaves you with time during the day other things. Such as a full-time job or rearing a child. It is also a good way to break back into the job market.

Get a Seasonal Job -- Depending on the time of year, certain types of jobs open up. Look for these opportunities and grab them.

Get a Temporary Job -- A temporary job is a good way to tide yourself over until something better comes along. It is also a good way to break back into the job market.

Jobs for Teenagers -- Many routine jobs are well suited for teenagers. Here are a number of possibilities.

Use Simple Opportunities -- These last ideas use simple opportunities to help you have more money. You might laugh at some of the ideas, but they're here for someone to try them.

Reducing your living expenses

Remember what Ben Franklin always said, "A penny saved is a penny earned."

Following are various types of living expenses that you can reduce. The more ideas you put to use, the more money you "earn."

Reduce Auto and Travel Expenses -- Use car-pooling. Sell that gas hog and get a fuel-efficient car. Sell the car and use the bus. Visit discount travel websites.

Reduce Clothing Expenses -- Buy clothes at online discount stores. Select classic styles that will stay in fashion for years. Try to avoid clothes that need to be dry-cleaned.

Reduce Drug and Medical Expenses -- Use low-cost sources of drugs and medical treatments. Exercise more. Lose weight. Get back in shape and you won't need so many prescription pills.

Reduce Education Expenses -- Stay home and use distance learning to get your college degree. Get a grant or scholarship. Take a correspondence course in a useful trade.

Reduce Entertainment Expenses -- Stay home and play cards. Have a picnic in the back yard. Rent a video.

Reduce Food and Grocery Expenses -- Use recipes for tasty low-cost meals. Learn to enjoy soup and sandwich meals.

Reduce Home and Utility Expenses -- Take in roommates or boarders. Sell your home and start renting instead. Save money on heating and cooling.

Reduce Miscellaneous Expenses -- Reduce your financial expenses. Lower your income taxes. Save on life insurance.

Use a Budget to Lower Expenses -- Know where your money goes. Decide where to cut expenses. Control your future expenses.

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